5.79% p.a. Fixed for 2 Years
Want to lock in an incredibly low rate and still have the flexibility to pay of extra with additional repayments?
This feature is normally unheard of with a fixed rate but with the Special Bank Beater Fixed Rate you can have your cake and eat it too!
Plus to keep things simple it has no monthly or annual fees.
5.79% p.a. 2 Year Fixed Rate (5.85%* comparison rate)
Up to $10,000 in additional repayments per year
$0 Annual or Monthly Fees
We’ve cut down ~set up costs $935 (Hurry – offer ends 30 Sep)
Limited Time Offer to Save $935!
Apply before 30 Sep and we’ll pay your:
Application Fee $330, Valuation Fee $330 and Lender’s Basic Legals $275
| Special Bank Beater Fixed Rate – Key Features: | |
|---|---|
| Annual or Monthly Fees: | $0 |
| Additional Repayments: | up to $10,000 per year |
| Online Banking: | ![]() |
| Ability to Split Loan: | ![]() |
| 2 Year Fixed Interest Rate: | 5.79% p.a. | 5.85% p.a.* comparison (1Based on 60% LVR) |
| How much can I borrow? | Up to 80% of the property value Need to borrow more? Borrow up to 90% with the Bank Beater Fixed. |
| Loan Amount: | $100,000 – $750,000 |
| Repayment Frequency: | Weekly, Fortnightly, Monthly | Loan Term: | 15 – 30 years |
| Fixed Terms: | 1 – 5 years |
| Available For: | Owner-Occupied Property (purchase of home) | Investment Property |
Request a Call Back
Complete our short call back request form, select a time and day that suits you and a qualified home loan consultant will contact you to discuss your options.
Limited Time Offer to Save $935!
Apply before 30 Sep and we’ll pay your:
Application Fee $330, Valuation Fee $330 and Lender’s Basic Legals $275
Saving you $935!
| Fees & Freebies | |
|---|---|
| Application Fee: | |
| Valuation Fee: | |
| Lenders Basic Legal Fees: | |
| Annual and Monthly Fees: | $0 |
| Settlement Fee: | $75 |
| Commitment Fee: | $400 payable upon settlement | Other Fees: | Other government and legal fees may be payable, contact us for details |
| Getting our Consultants to do your paperwork: | FREE |
| Break Costs: | May apply if loan is repaid during any fixed rate period |
Request a Call Back
Complete our short call back request form, select a time and day that suits you and a qualified home loan consultant will contact you to discuss your options.
We’ve Been Financing The Australian Dream Since 1989
The care and service you’ll get as an Illawarra Home Loans customer is backed by over 20 years experience from directors David Underhill and Martin Anstee who have been helping people in the Illawarra and beyond with their finances since 1989.
We’re Backed By The RMBS Program
lllawarra home loans funding is supported by the Australian Government $16 billion RMBS program which gives us the flexibility of the big blokes with the care, experience and attention that you deserve.
Request a Call Back
Complete our short call back request form, select a time and day that suits you and a qualified home loan consultant will contact you to discuss your options.
Apply For Pre-Approval
Complete our simple 3 step online application
select a call back time and day that suits you
A qualified consultant will call you obligation free
*Comparison rate 5.85% p.a. for an amount of $150,000 over 25 years. Conditions fees and charges apply to all loans. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. ~Set up costs refer to the application fee, valuation fee up to $330 (refunded only if loan proceeds to settlement) and lenders basic legal fees up to $275, offer ends 30 Sep 12. 1Rate based on maximum loan to value ratio (LVR) of 60%, other rates are available up to a maximum 80% LVR. The above information is a guide only. Any loan application made is subject to formal consideration at the discretion of the lender and Lenders Mortgage Insurer and no approval is implied from the above information. Other fees, terms and conditions may apply. Correct as at 4 Sep 2012.



