Low interest rates | Wollongong, Sydney, Illawarra
So, you’re looking to either buy your first home or upgrade your existing home and the first question you ask your bank or lender is “How much can I borrow“. This is one of the most frequent questions people ask when we first speak to them about a home loan … Read More
Building a home is a great way to get a home that has all of your families needs covered whilst also looking to the future with energy efficient systems and a modern design. House and land packages can also look like a very cost effective deal but you really have … Read More
Do you have a kitchen in need of a facelift but don’t have the budget to do a complete refit? Perhaps you are looking to renovate your investment property and don’t want to overcapitalise? If you have a kitchen featuring benches with bright or busy colours it can really date … Read More
Unless you have an architecturally designed home chances are there is at least one room in your home that would benefit from more natural light and the illusion of more space. There are many homes around Wollongong and the Illawarra that would have the challenge of shadows from the escarpment. … Read More
Despite the abundance and proliferation of free mortgage information, many borrowers still fall victim to the biggest refinancing myth of all: if you refinance, you’ll be better off financially. The truth is, to be better off financially you need to find the best product to fit your needs and this … Read More
Having extolled the virtues of base metal prices as a barometer of global appetite for financial risk, we have seemingly puzzlingly rewarded them with a rest on the interchange bench from the table in the this pdf document – and decided to give the spot iron ore price some game … Read More
Getting a home loan can be a murky affair – especially if you don’t fit into a lender’s standard borrower profile. This article looks at the options available for your situation – and shows you how to frame your application to ensure success. Seeking out a loan – regardless of … Read More
The recent delivery of the 2012 NSW State budget has resulted in a number of changes to state taxes and grants available when purchasing property. New Home Grant Scheme (NHGS) The New Home Grant Scheme commenced on 1 July 2012. Under this scheme, a $5,000 grant will be available to … Read More
We’ve had another home loan rate cut with our Bank Beater variable rate now falling to an incredibly low 5.87% p.a (6.15% p.a. comparison rate)! Effective today our home loan rates have been lowered by 0.20% so you now have more reason than ever to switch to Illawarra Home Loans … Read More
The NSW State Government today announced a major rework of the First Home Buyers scheme with First Home Buyers purchasing new homes set to be the clear winners. In an attempt to boost housing construction in the state, the government has more than doubled the First Home Buyers Grant to … Read More
NSW: Poor Performance May Be Ending A long period of poor performance might be coming to an end in NSW, but supply issues remain unresolved. The Sydney property market is due to pick up, thanks to a lengthy slow period and improved affordability, according to ANZ head of property research … Read More
We have cut all of the interest rates on our home loans and now have incredible fixed rates starting from 5.72% p.a.! Plus, apply before 31 May and you could save up to $935 on your set up costs (excluding Low Doc Home Loan). Our New Home Loan Interest Rates: … Read More
Are you ready to shop for bargains but not sure how to tell the difference between ‘bottomed out’ and ‘down and out’? We dig deep into the numbers and identify suburbs to watch across the country where strong fundamentals point to strong returns. The lower band in our scan of … Read More
Forget the talk around the water cooler. Anyone reading today’s finance pages, watching market reports on TV or simply listening to chit chat around the dinner table could be forgiven for thinking that in the coming months we’re going to be issued a one-way ticket heading straight to financial hell. … Read More
Equity is your biggest weapon in building your property empire quickly and safely. We reveal how it works and how to use it to maximise your profits. Many people overlook the concept of equity when it comes to property finance. Equity is the net realisable value of a property – … Read More
So you’ve seen an ad for a cheaper home loan but don’t know whether or not to make the leap? Refinancing can save you a huge sum of money over the life of your loan. You could even save enough to fund that annual family holiday you’ve always dreamed of … Read More
Sometimes selling makes sense. You may have cash flow issues or your property may no longer be performing for you, for example. The good news is that now may be the best time of year to put your property on the market, with RP data statistics showing that most properties … Read More
In today’s slow property market, investors are increasingly searching for properties that will put money in their back pocket straight away. You may wish to do this to tide you over until capital growth returns to the Australian property market in earnest, to balance out a portfolio dominated by negatively … Read More
NSW – Hunter Valley Rising Sydney shows signs of recovery, but confidence spikes in Hunter Valley drive the region to outshine the rest of the state as resource spending points to strong growth. Analysts saw some signs of life in the Sydney property market over the last quarter of 2011 … Read More
1. Sort out your credit cards If possible, pay out and get rid of most of your credit cards. Reduce your limits to the minimum that you need in order to minimise the negative effect credit cards can have on your borrowing power. You should also seek to get rid … Read More
How To Get Your Home Loan Approved Every Time
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