Are you ready to shop for bargains but not sure how to tell the difference between ‘bottomed out’ and ‘down and out’? We dig deep into the numbers and identify suburbs to watch across the country where strong fundamentals point to strong returns. The lower band in our scan of … Read More
Sense and Sentiment
3 May 2012 By Leave a Comment
Forget the talk around the water cooler. Anyone reading today’s finance pages, watching market reports on TV or simply listening to chit chat around the dinner table could be forgiven for thinking that in the coming months we’re going to be issued a one-way ticket heading straight to financial hell. … Read More
Unleash The Power Of Equity
1 May 2012 By Leave a Comment
Equity is your biggest weapon in building your property empire quickly and safely. We reveal how it works and how to use it to maximise your profits. Many people overlook the concept of equity when it comes to property finance. Equity is the net realisable value of a property – … Read More
Will Refinancing Work For You?
24 April 2012 By Leave a Comment
So you’ve seen an ad for a cheaper home loan but don’t know whether or not to make the leap? Refinancing can save you a huge sum of money over the life of your loan. You could even save enough to fund that annual family holiday you’ve always dreamed of … Read More
How to get top dollars in a slow market
12 April 2012 By Leave a Comment
Sometimes selling makes sense. You may have cash flow issues or your property may no longer be performing for you, for example. The good news is that now may be the best time of year to put your property on the market, with RP data statistics showing that most properties … Read More
Australia’s Top Cash-Flow Positive Hotspots
12 April 2012 By Leave a Comment
In today’s slow property market, investors are increasingly searching for properties that will put money in their back pocket straight away. You may wish to do this to tide you over until capital growth returns to the Australian property market in earnest, to balance out a portfolio dominated by negatively … Read More
National Property Report – March
2 April 2012 By Leave a Comment
NSW – Hunter Valley Rising Sydney shows signs of recovery, but confidence spikes in Hunter Valley drive the region to outshine the rest of the state as resource spending points to strong growth. Analysts saw some signs of life in the Sydney property market over the last quarter of 2011 … Read More
5 Ways To Boost Your Borrowing Super Powers
29 March 2012 By Leave a Comment
1. Sort out your credit cards If possible, pay out and get rid of most of your credit cards. Reduce your limits to the minimum that you need in order to minimise the negative effect credit cards can have on your borrowing power. You should also seek to get rid … Read More
Home Decor Inspiration: A Splash Of Yellow
29 March 2012 By Leave a Comment
I don’t know about you but I’m not ready to let summer go just yet. During summer my partner and I bought our first home and as much as we love that it’s in need of some help in the interior decorating department there’s one aspect of our new home … Read More
Your Golden Ticket To Discover Australia’s Best Long-Term Property Investment
27 March 2012 By Leave a Comment
Property prices in general, have flattened recently. However, there are many areas across Australia that have consistently defied the downturn and have grown strongly year after year over the past 20 years. We examine these top performers to see what’s behind and whether there’s further growth ahead. Property advisors often … Read More
Guide To Upgrade or Downsize Your Home
22 March 2012 By Leave a Comment
Very few people these days own their home for life. The chances are that once you start a family you’ll eventually need to move to a bigger property and, conversely, once the kids fly the nest you may well want to move into a smaller property. As life would have … Read More
Hottest Suburbs For 2012
6 March 2012 By Leave a Comment
Locating areas that would suit your property investment strategy has just become easier with this list of top suburbs to explore in the year ahead. Everyone is in a different circumstance and at a unique point in their investing career. Everyone has their preferred investment strategy. Some investors want positive … Read More
Top 10 Things You Need To Know Before Investing In Mining Towns
28 February 2012 By Leave a Comment
Mining towns present some of the most attractive opportunities for property investors at the moment. It would be fair to say that never before in the history of property investment in Australia have we (ordinary investors) been presented with such an opportunity, such a golden goose as the mining/resource boom … Read More
6 Steps To Halve Your Mortgage And Get Financial Freedom Sooner
14 February 2012 By Leave a Comment
You’re at that point in life where you want to get the bank off your back and plan for a time where you can work less and live more. Reducing your home loan as quickly as possible means you will own your major asset sooner and be able to use … Read More
NSW Property Report – Affordability Remains an Issue
14 February 2012 By Leave a Comment
Despite Sydney’s robust markets over recent months, affordability remains an issue. In many ways Sydney has been solid on all fronts. Demand is recovering, prices were inching up towards the end of last year and the economy remains sound. This doesn’t mean something isn’t missing. The last piece of this … Read More
Your No-Nonsense Guide To Saving a Deposit For Your First Home
14 February 2012 By Leave a Comment
Realising the dream of owning your first home can be an overwhelming task, and raising a deposit can be the toughest step of all. Whether you are saving for that first home, or facing the challenge of escaping your mortgage for that matter, it is no easy task to stay … Read More
Channel 9 News Featuring Illawara Home Loans – Again
13 February 2012 By Leave a Comment
With the major banks raising interest rates while they already have home loan rates well above non-bank lenders there has been much talk in the media about where the best deals are. Over the past few days we have been featured on several news programs and in popular newspapers. This … Read More
Bank Beater Home Loan Featured on Channel 9 News
10 February 2012 By Leave a Comment
After the RBA Rate Announcement on Tuesday where they decided to keep rates on hold, Channel 9 News featured a story on the high interest rates of the Big Banks and where to find the best home loan deals. Illawarra Home Loans was interviewed and featured for this story with … Read More
RBA Rate Announcement – Feb 2012
7 February 2012 By 1 Comment
It was looking like a sure bet that the RBA would take cut the official interest rate for the third time in a row. But, in a decision that will surprise many they have decided to keep the official rate at 4.75%. It looks as though signs of the US … Read More
SA Property Report: Going For Gold
7 February 2012 By Leave a Comment
Approval of the Olympic Dam mine expansion breathes new life into a stalling market The recent announcement that the Olympic Dam expansion is finally moving ahead gave the South Australian property markets a much needed boost in confidence amid a weakening market. During the three months ending September, median house … Read More
