Monthly housing market update

National Update Brisbane, QLD Sydney, NSW Perth, WA Melbourne, VIC Adelaide, SA

Non-Capital City Housing Markers A Real Mixed Bag

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Earlier this month CoreLogic released their October 2017 home value index results, in this week’s Pulse we focus on what these results look like across the regional housing markets. According to the CoreLogic home value index results for October 2017, dwelling values across the combined regional housing markets of the … Read More

Insights From the 2016 Census For Builders and Developers

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Australia is changing. Data from the 2016 Census has been released – we provide insights to help you better target today’s market. Just as our appetite for V8-powered cars is shifting towards smaller, more economical cars, what Australians are looking for in other areas is changing too . The 2016 … Read More

First impressions: creating an inviting house entrance

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The front door: the gateway to your abode. It’s the place your visitors will get the most time to assess you while they wait for you to let them in. Of course, no one’s suggesting you need an OTT door like the one in King Kong (1933), but it could give … Read More

To Rise or Not To Rise? The Interest Rate Question.

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It’s an interesting time to be the Governor of the Bank of England, especially as there is now a real decision to make as to whether to increase interest rates from their historical low of 0.25% or not, especially as the latest UK inflation figures came in as expected at … Read More

Why would you want a remortgage?

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A remortgage is when you take out a loan on a property on which you already have a mortgage. Quite simply, this replaces your existing mortgage with another, which can be done because your existing product is coming to the end of its term, you want a cheaper rate, you … Read More

First Home Buyers Bounce Back on Stamp Duty Concessions in Vic and NSW

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    The latest data from the Australian Bureau of Statistics (ABS) shows that there has been a rebound in owner occupier first home buyer housing finance commitments. In August 2017, there were 10,227 owner occupier first home buyer finance commitments.  The 10,227 commitments was the greatest number since December … Read More

The Benefits of Investing in Real Estate

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Investing in real estate in has generally always been a profitable business decision. Many of the world’s richest persons accumulated their wealth through real estate. With Illawarra Home Loan finance you can start to build a solid property asset with a relatively small amount. Come and see us – we are … Read More

4 Great Ways to Invest in Real Estate

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Most business experts would agree that allocating assets into real estate is a good way to balance one’s investment portfolio. As our society, continuously and rapidly modernizes and population grows in most parts of the world, the need for housing and infrastructure also increases. The real estate market is an … Read More

Australian housing finance data for July

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Home loans up 2.9% m/m, a beat expected 1.0%, prior was 1.2% revised from 0.5% Investment lending down 3.9% m/m … the RBA will see this as showing policies to limit investor borrowing working prior was 2.3%, revised from 1.6% Owner-occupied loan value up 0.9% m/m … renewed efforts on … Read More

Bigger Isn’t Always Better When It Comes to Financial Advice

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Here’s why a smaller, independent adviser could be a better fit for your financial needs than the big-name institutions. To start with, there’s the bewildering array of titles, including broker, adviser, planner, manager and even coach. By the time they get to the method of compensation (fee-only, fee-based or commission) … Read More

Breaking down the budget.

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Budget can be a tough time, even if you are financially savvy. Politicians are experts at putting forward a budget that sounds amazing (spin anyone?) but when you break it down it affects you more than you realise. So how does the 2017 budget affect you? Let’s take a snapshot … Read More

Are you looking to invest in property? Here’s what you need to know before you get finance.

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If you’ve made the decision to invest in property you’ve probably done your due diligence in making sure it’s the right choice for you. If you’ve considered shares, stock market or gold and decided property investment is for you then let’s look at how to get into the right head … Read More

Is it time to review your interest rates?

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When finances seem tight in the household budget it’s normal to let go of the luxuries in our lives. From take-outs, to trips to the cinema, we sometimes look at trying to find a better deal on all our insurances. Mind you this is an excellent idea even if the … Read More

How the budget will affect you as a home owner/property investor.

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The top 5 points to take away from the 2017 budget if you’re a home owner or property investor: In what has been an idea floated numerous times (and shot down), it’s the old policy of the “first home saver accounts” introduced by Labor. The federal government has given into … Read More

What the RBA is likely going to do with interest rates in 2017?

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What the RBA do to the cash rate and, in turn, to your mortgage interest rate (if passed on by your lender) can be enough to set your blood pressure going. So what does the RBA have in store for 2017? As always it will depend on who you ask … Read More

Top 10 tips for preparing to sell a home

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As you know we all love lists here and nothing beats a good check-list prior to selling your own (or investment) home. We’ve scoured the web, asked our clients and these are the Top 10 tips for preparing to sell a home: Repaint the walls neutral colours. As much as you … Read More

Top 10 things you need to do before applying for a home loan

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We all love a check-list (note financial geek here) but you’ll find a checklist is a great way to make sure you have all you need before applying for a home loan. So here they are: 1. Get a hold of your credit file/score. It’s a fairly straight forward application … Read More

How to keep your emotions in check when purchasing a home

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Buying a home is an emotional experience, especially if it’s your first and you can’t escape it. What you can do, though, is seek to understand how emotions affect your thought process, the price of your home, what you’re willing to pay and what you’re willing to overlook. Emotions are … Read More

Negative Gearing – A Political Game.

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Property has always been seen as an easy mark to raise taxes and duties but the price we pay may be higher than what can be forecast during this election campaign. Negative gearing is going to be an election pressure point. Both sides of the government seem to be aiming … Read More

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