How the budget will affect you as a home owner/property investor.

budget-2017

The top 5 points to take away from the 2017 budget if you’re a home owner or property investor: In what has been an idea floated numerous times (and shot down), it’s the old policy of the “first home saver accounts” introduced by Labor. The federal government has given into … Read More

New Grants Available For New Home Buyers

build house

The recent delivery of the 2012 NSW State budget has resulted in a number of changes to state taxes and grants available when purchasing property. New Home Grant Scheme (NHGS) The New Home Grant Scheme commenced on 1 July 2012. Under this scheme, a $5,000 grant will be available to … Read More

First Home Buyers Cash In On Construction

construction boost first home buyer

The NSW State Government today announced a major rework of the First Home Buyers scheme with First Home Buyers purchasing new homes set to be the clear winners. In an attempt to boost housing construction in the state, the government has more than doubled the First Home Buyers Grant to … Read More

Your No-Nonsense Guide To Saving a Deposit For Your First Home

first home buyer piggy bank deposit saving

Realising the dream of owning your first home can be an overwhelming task, and raising a deposit can be the toughest step of all. Whether you are saving for that first home, or facing the challenge of escaping your mortgage for that matter, it is no easy task to stay … Read More

First Home Buyers: Are You Ready For The Deadline?

alarm clock - first home buyer deadline

The NSW State Government announced on 6 September 2011 that as of 1 January 2012 First Home Buyers purchasing established properties will no longer receive a stamp duty concession. As of 1 January 2012 stamp duty concessions will only be available to first home buyers purchasing a brand new home … Read More

How To Clean Up Your Credit File Before Buying Your First Home

credit file

The state of your credit history can make a huge difference to whether you’re approved or not. We explain how your credit file works, and how to improve it. Since the Global Financial Crisis, lending institutions have tightened their lending policies to the point at which even a small blemish … Read More

Will You Qualify For A Home Loan?

Will you qualify for a home loan?

Having trouble getting your mortgage application approved? We reveal how you can improve your chances of securing a loan. Lenders are very cautious about who they lend money to, just as you would be if you were lending your money to a total stranger. Irrespective of whether you are a … Read More

NSW Govt Cutting First Home Buyer Stamp Duty Exemption

nsw government cutting stamp duty exception

The NSW Government announced today that as part of the budget it will cut the First Home Buyer stamp duty exemption for established homes and new homes over $500,000. So you’re in the clear if you are buying a new home under $500,000 (if you can find that) otherwise, you … Read More

Renting Versus Buying

Going from renting to buying your own home comes with many arguments for and against and everyone seems to have an opinion on what you should be doing. To help clear things up we’ve jotted down the main pros and cons and even included a handy tool at the end … Read More

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