Top 10 things you need to do before applying for a home loan

top10

We all love a check-list (note financial geek here) but you’ll find a checklist is a great way to make sure you have all you need before applying for a home loan. So here they are: 1. Get a hold of your credit file/score. It’s a fairly straight forward application … Read More

Are You Asking “How Much Can I Borrow”?

How much can you afford to borrow?

So, you’re looking to either buy your first home or upgrade your existing home and the first question you ask your bank or lender is “How much can I borrow“. This is one of the most frequent questions people ask when we first speak to them about a home loan … Read More

How To Get Your Home Loan Application Approved – Every Time

loan approval

Getting a home loan can be a murky affair – especially if you don’t fit into a lender’s standard borrower profile. This article looks at the options available for your situation – and shows you how to frame your application to ensure success. Seeking out a loan – regardless of … Read More

Unleash The Power Of Equity

unlocking the door

Equity is your biggest weapon in building your property empire quickly and safely. We reveal how it works and how to use it to maximise your profits. Many people overlook the concept of equity when it comes to property finance. Equity is the net realisable value of a property – … Read More

5 Ways To Boost Your Borrowing Super Powers

boost your borrowing super powers

1. Sort out your credit cards If possible, pay out and get rid of most of your credit cards. Reduce your limits to the minimum that you need in order to minimise the negative effect credit cards can have on your borrowing power. You should also seek to get rid … Read More

6 Steps To Halve Your Mortgage And Get Financial Freedom Sooner

financial freedom cut mortgage

You’re at that point in life where you want to get the bank off your back and plan for a time where you can work less and live more. Reducing your home loan as quickly as possible means you will own your major asset sooner and be able to use … Read More

Five Mortgage Rules To Get The Bank Off Your Back

mortgage rule book

Everyone wants to know the secret to paying off your mortgage and being debt free sooner but if you are serious about getting ahead financially there are 5 simple mortgage rules to live by which can mean the difference between spending the next 30 years paying the bank or, cutting … Read More

Our New Rates Put Even More Cash In Your Pocket

christmas home loan rate cut

Rate Announcement For the second month in a row the RBA has cut interest rates and again we’ve followed suit and cut the full 0.25% off the variable interest rates on all of our home loans! This is even better news for First Home Buyers in NSW looking to get … Read More

November $100 Cashback Offer

$100 cash back offer

Want an easy $100? Simply send in ALL supporting documents requested with your loan application by 26 November 2011 and we’ll refund $100 off your first annual fee. Hurry! You’ve got to get in quick to make a quick and easy $100! Supporting Documentation Checklist Your required documents may vary … Read More

10 Things That Can Derail Your Mortgage Application

Britt Spencer - Derailment

Getting finance is tough enough, even without having your application sent back due to errors. Here are ten things to help clear the air. 1. Not being honest about your financial position Missing bill payments is the number one reason mortgage applications get knocked back. Missed credit payments can be … Read More

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