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	<title>Illawarra Home Loans</title>
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	<link>http://illawarrahomeloans.com.au</link>
	<description>Low interest rates &#124; Wollongong, Sydney, Illawarra</description>
	<lastBuildDate>Mon, 20 May 2013 22:34:53 +0000</lastBuildDate>
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		<title>Are You Asking &#8220;How Much Can I Borrow&#8221;?</title>
		<link>http://illawarrahomeloans.com.au/home-loans/how-much-can-i-borrow-go-into-debt-with-your-eyes-open/</link>
		<comments>http://illawarrahomeloans.com.au/home-loans/how-much-can-i-borrow-go-into-debt-with-your-eyes-open/#comments</comments>
		<pubDate>Thu, 01 Nov 2012 02:57:31 +0000</pubDate>
		<dc:creator>Elise Rochelle</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Budget]]></category>
		<category><![CDATA[How much can I borrow]]></category>

		<guid isPermaLink="false">http://illawarrahomeloans.com.au/?p=6601</guid>
		<description><![CDATA[So, you&#8217;re looking to either buy your first home or upgrade your existing home and the first question you ask your bank or lender is &#8220;How much can I borrow&#8220;. This is one of the most frequent questions people ask when we first speak to them about a home loan ... <a class="readMore" href="http://illawarrahomeloans.com.au/home-loans/how-much-can-i-borrow-go-into-debt-with-your-eyes-open/" rel="nofollow">Read More</a>]]></description>
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		<title>Are These Basic Inclusions Missing From Your House and Land Package?</title>
		<link>http://illawarrahomeloans.com.au/building/are-these-basic-inclusions-missing-from-your-house-and-land-package/</link>
		<comments>http://illawarrahomeloans.com.au/building/are-these-basic-inclusions-missing-from-your-house-and-land-package/#comments</comments>
		<pubDate>Tue, 30 Oct 2012 04:24:59 +0000</pubDate>
		<dc:creator>IHL Customer Service</dc:creator>
				<category><![CDATA[Building]]></category>
		<category><![CDATA[Building a Home]]></category>
		<category><![CDATA[Construction]]></category>
		<category><![CDATA[First Home Buyers]]></category>
		<category><![CDATA[House and Land Package]]></category>

		<guid isPermaLink="false">http://illawarrahomeloans.com.au/?p=6590</guid>
		<description><![CDATA[Building a home is a great way to get a home that has all of your families needs covered whilst also looking to the future with energy efficient systems and a modern design. House and land packages can also look like a very cost effective deal but you really have ... <a class="readMore" href="http://illawarrahomeloans.com.au/building/are-these-basic-inclusions-missing-from-your-house-and-land-package/" rel="nofollow">Read More</a>]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>DIY Kitchen Bench Renovation For Only $250</title>
		<link>http://illawarrahomeloans.com.au/renovating/diy-kitchen-bench-renovation-for-only-250/</link>
		<comments>http://illawarrahomeloans.com.au/renovating/diy-kitchen-bench-renovation-for-only-250/#comments</comments>
		<pubDate>Tue, 23 Oct 2012 02:00:19 +0000</pubDate>
		<dc:creator>IHL Customer Service</dc:creator>
				<category><![CDATA[Renovating]]></category>
		<category><![CDATA[Budget]]></category>
		<category><![CDATA[DIY]]></category>
		<category><![CDATA[Kitchen Renovation]]></category>
		<category><![CDATA[Property Investment]]></category>

		<guid isPermaLink="false">http://illawarrahomeloans.com.au/?p=6502</guid>
		<description><![CDATA[Do you have a kitchen in need of a facelift but don&#8217;t have the budget to do a complete refit? Perhaps you are looking to renovate your investment property and don&#8217;t want to overcapitalise? If you have a kitchen featuring benches with bright or busy colours it can really date ... <a class="readMore" href="http://illawarrahomeloans.com.au/renovating/diy-kitchen-bench-renovation-for-only-250/" rel="nofollow">Read More</a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Simple Tips: Get More Natural Light Into Your Home</title>
		<link>http://illawarrahomeloans.com.au/illawarra-living/get-natural-light-into-home-with-mirrors-blinds/</link>
		<comments>http://illawarrahomeloans.com.au/illawarra-living/get-natural-light-into-home-with-mirrors-blinds/#comments</comments>
		<pubDate>Tue, 16 Oct 2012 02:47:01 +0000</pubDate>
		<dc:creator>Elise Rochelle</dc:creator>
				<category><![CDATA[Illawarra Living]]></category>
		<category><![CDATA[Home Decor Inspiration]]></category>
		<category><![CDATA[Mirrors]]></category>

		<guid isPermaLink="false">http://illawarrahomeloans.com.au/?p=6400</guid>
		<description><![CDATA[Unless you have an architecturally designed home chances are there is at least one room in your home that would benefit from more natural light and the illusion of more space. There are many homes around Wollongong and the Illawarra that would have the challenge of shadows from the escarpment. ... <a class="readMore" href="http://illawarrahomeloans.com.au/illawarra-living/get-natural-light-into-home-with-mirrors-blinds/" rel="nofollow">Read More</a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Confused About Refinancing? We&#8217;ve Dispelled The Myths</title>
		<link>http://illawarrahomeloans.com.au/mortgage-refinance/refinancing-myths-dispelled/</link>
		<comments>http://illawarrahomeloans.com.au/mortgage-refinance/refinancing-myths-dispelled/#comments</comments>
		<pubDate>Thu, 27 Sep 2012 05:18:11 +0000</pubDate>
		<dc:creator>IHL Customer Service</dc:creator>
				<category><![CDATA[Mortgage Refinance]]></category>
		<category><![CDATA[Refinance]]></category>

		<guid isPermaLink="false">http://illawarrahomeloans.com.au/?p=3114</guid>
		<description><![CDATA[Despite the abundance and proliferation of free mortgage information, many borrowers still fall victim to the biggest refinancing myth of all: if you refinance, you’ll be better off financially. The truth is, to be better off financially you need to find the best product to fit your needs and this ... <a class="readMore" href="http://illawarrahomeloans.com.au/mortgage-refinance/refinancing-myths-dispelled/" rel="nofollow">Read More</a>]]></description>
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		<title>Sliding price of Australia’s second biggest export is the biggest game in town</title>
		<link>http://illawarrahomeloans.com.au/economy/sliding-price-of-australias-second-biggest-export-is-the-biggest-game-in-town/</link>
		<comments>http://illawarrahomeloans.com.au/economy/sliding-price-of-australias-second-biggest-export-is-the-biggest-game-in-town/#comments</comments>
		<pubDate>Thu, 06 Sep 2012 00:59:46 +0000</pubDate>
		<dc:creator>Martin Anstee</dc:creator>
				<category><![CDATA[Economy]]></category>

		<guid isPermaLink="false">http://illawarrahomeloans.com.au/?p=6231</guid>
		<description><![CDATA[Having extolled the virtues of base metal prices as a barometer of global appetite for financial risk, we have seemingly puzzlingly rewarded them with a rest on the interchange bench from the table in the this pdf document &#8211; and decided to give the spot iron ore price some game ... <a class="readMore" href="http://illawarrahomeloans.com.au/economy/sliding-price-of-australias-second-biggest-export-is-the-biggest-game-in-town/" rel="nofollow">Read More</a>]]></description>
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		<item>
		<title>How To Get Your Home Loan Application Approved  &#8211; Every Time</title>
		<link>http://illawarrahomeloans.com.au/home-loans/home-loan-application-approved/</link>
		<comments>http://illawarrahomeloans.com.au/home-loans/home-loan-application-approved/#comments</comments>
		<pubDate>Wed, 11 Jul 2012 04:52:15 +0000</pubDate>
		<dc:creator>IHL Customer Service</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[95% Home Loan]]></category>
		<category><![CDATA[Bad Credit]]></category>
		<category><![CDATA[First Home Buyers]]></category>
		<category><![CDATA[Mortgage Application]]></category>
		<category><![CDATA[Self-Managed Super Fund]]></category>

		<guid isPermaLink="false">http://illawarrahomeloans.com.au/?p=3741</guid>
		<description><![CDATA[Getting a home loan can be a murky affair &#8211; especially if you don&#8217;t fit into a lender&#8217;s standard borrower profile. This article looks at the options available for your situation &#8211; and shows you how to frame your application to ensure success. Seeking out a loan – regardless of ... <a class="readMore" href="http://illawarrahomeloans.com.au/home-loans/home-loan-application-approved/" rel="nofollow">Read More</a>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>New Grants Available For New Home Buyers</title>
		<link>http://illawarrahomeloans.com.au/first-home-buyers/new-grants-available-for-home-buyers/</link>
		<comments>http://illawarrahomeloans.com.au/first-home-buyers/new-grants-available-for-home-buyers/#comments</comments>
		<pubDate>Thu, 05 Jul 2012 02:18:17 +0000</pubDate>
		<dc:creator>IHL Customer Service</dc:creator>
				<category><![CDATA[First Home Buyers]]></category>
		<category><![CDATA[First Home Buyers Grant]]></category>
		<category><![CDATA[First Home New Home]]></category>
		<category><![CDATA[Government Grants]]></category>
		<category><![CDATA[New Home Grant]]></category>

		<guid isPermaLink="false">http://illawarrahomeloans.com.au/?p=5891</guid>
		<description><![CDATA[The recent delivery of the 2012 NSW State budget has resulted in a number of changes to state taxes and grants available when purchasing property. New Home Grant Scheme (NHGS) The New Home Grant Scheme commenced on 1 July 2012. Under this scheme, a $5,000 grant will be available to ... <a class="readMore" href="http://illawarrahomeloans.com.au/first-home-buyers/new-grants-available-for-home-buyers/" rel="nofollow">Read More</a>]]></description>
		<wfw:commentRss>http://illawarrahomeloans.com.au/first-home-buyers/new-grants-available-for-home-buyers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>We&#8217;ve Cut Our Home Loan Rates</title>
		<link>http://illawarrahomeloans.com.au/interest-rates/weve-cut-our-rates/</link>
		<comments>http://illawarrahomeloans.com.au/interest-rates/weve-cut-our-rates/#comments</comments>
		<pubDate>Thu, 14 Jun 2012 03:11:04 +0000</pubDate>
		<dc:creator>Elise Rochelle</dc:creator>
				<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Fixed Interest Rate]]></category>
		<category><![CDATA[Low Doc]]></category>
		<category><![CDATA[RBA Rate Announcement]]></category>
		<category><![CDATA[Variable Rate]]></category>

		<guid isPermaLink="false">http://illawarrahomeloans.com.au/?p=5603</guid>
		<description><![CDATA[We&#8217;ve had another home loan rate cut with our Bank Beater variable rate now falling to an incredibly low 5.87% p.a (6.15% p.a. comparison rate)! Effective today our home loan rates have been lowered by 0.20% so you now have more reason than ever to switch to Illawarra Home Loans ... <a class="readMore" href="http://illawarrahomeloans.com.au/interest-rates/weve-cut-our-rates/" rel="nofollow">Read More</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>First Home Buyers Cash In On Construction</title>
		<link>http://illawarrahomeloans.com.au/first-home-buyers/first-home-buyers-cash-in-on-construction/</link>
		<comments>http://illawarrahomeloans.com.au/first-home-buyers/first-home-buyers-cash-in-on-construction/#comments</comments>
		<pubDate>Tue, 12 Jun 2012 06:58:59 +0000</pubDate>
		<dc:creator>IHL Customer Service</dc:creator>
				<category><![CDATA[First Home Buyers]]></category>
		<category><![CDATA[Construction]]></category>
		<category><![CDATA[First Home Buyers Grant]]></category>

		<guid isPermaLink="false">http://illawarrahomeloans.com.au/?p=5565</guid>
		<description><![CDATA[The NSW State Government today announced a major rework of the First Home Buyers scheme with First Home Buyers purchasing new homes set to be the clear winners. In an attempt to boost housing construction in the state, the government has more than doubled the First Home Buyers Grant to ... <a class="readMore" href="http://illawarrahomeloans.com.au/first-home-buyers/first-home-buyers-cash-in-on-construction/" rel="nofollow">Read More</a>]]></description>
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