There are many reasons to consider refinancing a mortgage whether it be due to a lifestyle change, consolidating your debts or, you quite simply just want a better deal. At Illawarra Home Loans we have refinancing options available at great rates. Have questions? check out our refinancing guides.

Best Reasons to Refinance Your Mortgage


There are so many different reasons that people look to refinance a mortgage and chances are, it’s related to either unlocking equity, getting a better interest rate or changing to either a fixed or variable rate to suit your changing needs.

Read on for more detail on the main reasons you should refinance your mortgage.

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5 Wise Strategies To Refinance Your Mortgage


There are plenty of reasons why people choose to refinance their loan to benefit from a lower interest rate, or switch to a different loan type, or access equity to finance renovations or the deposit on an investment property.

While you can refinance to a better overall loan, what that means to each person is quite individual.

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1000′s Locked Into Fixed Mortgages Now Looking To Refinance


Thousands of home owners who locked into fixed mortgage rates before the Reserve Bank of Australia (RBA) significantly reduced the official cash rate three years ago are now looking to refinance, says Illawarra Home Loans director Martin Anstee.

So what’s our answer for people looking to switch from a fixed to a variable interest rate?

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Refinance With The Bank Beater Home Loan Now


If you’re paying too much on your home loan or you want to consolidate you debts, apply for an obligation free online pre-approval now. Then simply complete the 3 step online application form, select a time that suits you and we’ll call you with details of your Bank Beating rate and pre-approval.

It’s that simple to refinance with Illawarra Home Loans.