
Not only will you save with our Bank Beating home loan rates but you don’t need a savings or transactional account with us so you’ll save up to $10 per month in extra fees.
Bank Beater Home Loan
With an incredibly low 4.97% p.a. variable rate, beaten down even further by 0.05% p.a. after 5 years, the Bank Beater Home Loan keeps your mortgage repayments low for the life of the loan.

Low 4.97% p.a. variable rate
Bonus Rate Cut after 5 years
$0 Set up costs~
Borrow up to 90%
FREE Online Redraw
Offset Account
Featured on Channel 7’s Sunrise and The Morning Show, our Bank Beater Home Loan was rated as one of the best variable rate home loans in the county on both programs.
The Bank Beater Home Loan was also awarded as Highly Commended as a finalist for the Financial Review Smart Investor Blue Ribbon Awards 2011 for Variable Rate Home Loan.
Bank Beater Fixed
Rates from 4.97% p.a.
Can’t decide whether you want to fix your home loan interest rate or keep it variable?
Obligation FREE Pre-approval
$0 Setup Costs
Borrow up to 90%
Save Thousands: With a rate that stays low for the life of the loan
Get The Best Of Both Loans
For a limited time we have a special low fixed rate for people like you who want the security of repayments that remain stable, huge savings on interest by locking in a low rate but, also having the flexibility of hedging your bets with the Bank Beater variable rate and enjoying all of the Bank Beater features.
What Is The Rate Lock Option?
Traditionally, the interest rate applying to fixed rate home loans is not guaranteed until settlement, however selecting a Rate Lock facility on any fixed rate home loan sees the interest rate ‘locked’ at the time of application for up to 60 days, delivering certainty and peace of mind for you and your family.
Find out more about the Rate Lock Process here.
Have questions about Fixed Rates or the Rate Lock?
To help clear up any confusion and help you make an informed decision we’ve compiled the most comment facts and questions and answers for you here.
We are more than happy to chat with you personally and answer any questions you have, simply call us on 02 4226 5555 or click here to request a call back.