At Illawarra Home Loans, we work harder to find the right loan for your needs. Our consultants take time to understand your situation and tailor a package to your requirements. We can also provide ideas and advice on how to manage your borrowings and pay your debts off faster.
Whether you are looking to buy your first home, build a home, buy an investment property, consolidate your existing debts or buy a new car, we can help. Our comprehensive range of products feature options for construction, linked credit cards, interest only loans and fixed rate facilities.
Bank Beater Home Loan
With an incredibly low 6.07% p.a. variable rate, beaten down even further by 0.05% p.a. after 5 years, the Bank Beater Home Loan keeps your mortgage repayments low for the life of the loan.
Low 6.07% p.a. variable rate
Bonus Rate Cut after 5 years
$0 Set up costs~
Borrow up to 90%
FREE Online Redraw
Offset Account
Featured on Channel 7’s Sunrise and The Morning Show, our Bank Beater Home Loan was rated as one of the best variable rate home loans in the county on both programs.
The Bank Beater Home Loan was also awarded as Highly Commended as a finalist for the Financial Review Smart Investor Blue Ribbon Awards 2011 for Variable Rate Home Loan.
Bank Beater 95% Plus
With the Bank Beater 95% Plus variable rate home Loan you only need 5% deposit and we’ll help you further by letting you add your Lender’s Mortgage Insurance premium (if you are borrowing more than 80%) on top of your loan so you can get into your own home sooner.
PLUS, you get a great variable rate so you still have money left over to enjoy your lifestyle.
Apply Before 31 May and Save $935!
Apply before 31 May and we’ll pay your:
Application Fee $330, Valuation Fee $330 and Lender’s Basic Legals $275
Saving you $935!
Borrow up to 95% + LMI
$0 Ongoing Fees
55 days interest free Credit Card
100% Offset Account
Redraw Facility
Low variable rate
Bank Beater 50% Split
Can’t decide whether you want to fix your home loan interest rate or keep it variable?
Obligation FREE Pre-approval
$0 Setup Costs
Borrow up to 90%
Save Thousands: With a rate that stays low for the life of the loan
Get The Best Of Both Loans
For a limited time we have a special low fixed rate for people like you who want the security of repayments that remain stable, huge savings on interest by locking in a low rate but, also having the flexibility of hedging your bets with the Bank Beater variable rate and enjoying all of the Bank Beater features.
Bank Beater Fixed
If you want to provide stability for your budget and take some financial stress away from your family then a good time to fix your interest rate is when the fixed rate is low and when it looks like rates may start going up.
$0 Set up costs~
Borrow up to 90%
Get the best of both worlds – split with the Bank Beater Variable Home Loan
By fixing your interest rate now you can lock in a rate as low as 5.87% p.a. (for 2 years) and for the next 2 (or 1-5 years) it means that you know exactly how much your mortgage will cost and in these uncertain financial times you can take control of your money and create some stability for your family.
Lo Doc Home Loan
Got the cash flow but missing the paper work?
It can be hard getting finance without traditional documentation so we’ve designed our Lo Doc Home Loan to take the headache out of the process.
Low 7.24% p.a. variable rate
$0 Ongoing Fees
Borrow up to 80%
FREE Online Redraw
Offset Account
Our Home Loan Experts have both professional and personal experience with Lo Doc Home Loans and know that you have more important work to do than go back and forth with paperwork. At Illawarra home Loans we push the paper so you can stay focused on your business.
