Own Your Home Sooner – Only 5% Deposit Required
Don’t want to pay annual or monthly fees? Only have 5% Deposit?
The First Home Fast Track home loan is packed full of features, allows you to borrow up to 95% of the property value Plus add your Lenders Mortgage Insurance on top, and to keep things simple it has no monthly or annual fees.
Apply Now
Obligation Free
Simple 3 step application
Select a call back time
A qualified consultant will call you
Fixed Rates from 4.89% p.a. | 5.37% p.a.* comparison
$0 Annual or Monthly Fees
We’ve cut down ~set up costs $935
Borrow up to 95% Plus add your Lenders Mortgage Insurance to the loan
Limited Time Offer to Save $935!
Apply now and we’ll pay your:
Application Fee $330, Valuation Fee $330 and Lender’s Basic Legals $275
Saving you $935!
First Home Fast Track – Fixed Rates:
| 1 Year Fixed: | 4.89% p.a. | Comparison Rate – 5.37% p.a. |
| 2 Year Fixed: | 4.99% p.a. | Comparison Rate – 5.35% p.a. |
| 3 Year Fixed: | 5.19% p.a. | 5.37% p.a.* comparison |
| 4 Year Fixed: | 5.44% p.a. | Comparison Rate – 5.44% p.a. |
| 5 Year Fixed: | 5.49% p.a. | Comparison Rate – 5.46% p.a. |
| Additional Repayments: | Up to $20,000 per year |
Request a Call Back
Complete our short call back request form, select a time and day that suits you and a qualified home loan consultant will contact you to discuss your options.
Apply For Pre-Approval
Complete our simple 3 step online application
select a call back time and day that suits you
A qualified consultant will call you obligation free
Limited Time Offer to Save $935!
Apply now and we’ll pay your:
Application Fee $330, Valuation Fee $330 and Lender’s Basic Legals $275
Saving you $935!
First Home Fast Track – Key Features:
| Annual or Monthly Fees: | $0 |
| Application Fee, Valuation Fee and Lender’s Basic Legal Fees: | |
| Interest Rate: | 5.41% p.a. | 5.43% p.a.* comparison |
| How much can I borrow? | Up to 95% of the property value Plus add the Lender’s Mortgage Insurance |
| 100% Offset Account: | |
| Redraw: | |
| Visa Credit Card: | 55 days interest free |
| Online Banking: | |
| Extra Repayments: | Unlimited |
Request a Call Back
Complete our short call back request form, select a time and day that suits you and a qualified home loan consultant will contact you to discuss your options.
Apply For Pre-Approval
Complete our simple 3 step online application
select a call back time and day that suits you
A qualified consultant will call you obligation free
Limited Time Offer to Save $935!
Apply now and we’ll pay your:
Application Fee $330, Valuation Fee $330 and Lender’s Basic Legals $275
Saving you $935!
First Home Fast Track – General Features:
| Loan Amount: | $100,000 – $750,000 |
| Loan Term: | 10 – 30 years |
| Available For: | Owner-Occupied Property (purchase of home) | Investment Property |
| Minimum Portion Amount: | $10,000 |
| Repayment Options: | Direct Debit, Salary Credit, Deposit Book (additional charges may apply). Dynamic Repayment is available (after any Interest Only period has expired). |
| Repayment Options: | Principal and Interest |
| Repayment Frequency: | Weekly, Fortnightly, Monthly |
| Eligibility: | PAYG or Self Employed (with full documentation) |
| Inward Direct Debits: | |
| BPay: | |
Request a Call Back
Complete our short call back request form, select a time and day that suits you and a home loan consultant will contact you to discuss your options.
Apply For Pre-Approval
Complete our simple 3 step online application
select a call back time and day that suits you
A qualified consultant will call you obligation free
Limited Time Offer to Save $935!
Apply now and we’ll pay your:
Application Fee $330, Valuation Fee $330 and Lender’s Basic Legals $275
Saving you $935!
Fees & FreebiesOther Fees:Other government and legal fees may be payable, contact usfor details
| Application Fee: | |
| Valuation Fee: | |
| Lenders Basic Legal Fees: | |
| Annual and Monthly Fees: | $0 |
| Loan Documentation Fee: | $150 |
| Getting our Consultants to do your paperwork: | FREE |
| Lenders Mortgage Insurance: | Paid by the borrower when LVR is over 80% and loans > $750,000 |
Request a Call Back
Complete our short call back request form, select a time and day that suits you and a qualified home loan consultant will contact you to discuss your options.
Apply For Pre-Approval
Complete our simple 3 step online application
select a call back time and day that suits you
A qualified consultant will call you obligation free
We’ve Been Financing The Australian Dream Since 1989
The care and service you’ll get as an Illawarra Home Loans customer is backed by over 20 years experience from directors David Underhill and Martin Anstee who have been helping people in the Illawarra and beyond with their finances since 1989.
We’re Backed By The RMBS Program
lllawarra home loans funding is supported by the Australian Government $16 billion RMBS program which gives us the flexibility of the big blokes with the care, experience and attention that you deserve.
Request a Call Back
Complete our short call back request form, select a time and day that suits you and a qualified home loan consultant will contact you to discuss your options.
Apply For Pre-Approval
Complete our simple 3 step online application
select a call back time and day that suits you
A qualified consultant will call you obligation free
*Comparison rates for an amount of $150,000 over 25 years. Conditions fees and charges apply to all loans. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. ~Set up costs refer to the application fee, valuation fee up to $330 (refunded only if loan proceeds to settlement) and lenders basic legal fees up to $275. The above information is a guide only. Any loan application made is subject to formal consideration at the discretion of the lender and Lenders Mortgage Insurer and no approval is implied from the above information. Break costs may apply to fixed rates. Other fees, terms and conditions may apply. Correct as at 20 May 2013.
