Below you will find a number of handy home loan financial calculators which we invite you to use. All our Home Loan financial calculators provide you with a solution which may assist you when considering purchasing a property for Owner Occupied or Investment purposes. Browse our Home Loan Finance Calculators via the links below but please keep in mind that these home loan calculators are a guide only.
Mortgage Repayment Calculator
Our Repayment Calculator can help you establish what monthly, fortnightly and weekly repayments you may be required to pay according to the home loan amount, interest rate and the term of the Home Loan. Use this calculator to determine what your home loan repayments could be.
Stamp Duty Calculator
The Stamp Duty Calculator is a great guide to help determine what government costs may be associated when purchasing an owner-occupied or investment property. Please note that costs differ for first home buyers, and that there are additional concessions available from each state government.
How much can I borrow?
Our Maximum Borrowing Capacity Calculator is mirrored to Mortgage Insurer’s parameters making it one of the most accurate estimators in the market today. Please note this calculator is only a guide and actual borrowing capacity may vary. Contact us for an accurate assessment.
Extra Mortgage Repayment Calculator
The extra monthly mortgage repayment calculator is a great tool that will show you how much interest can be saved by making additional monthly payments to your home loan. You will be amazed what an additional $100.00 per month will make to the total interest paid, but also to how quickly you can pay off your home loan.
Real Estate Cost to Purchase Calculator
The Real Estate Cost to Purchase Calculator is a great tool which combines (an estimate) of what costs are involved when purchasing a Property in Australia. It takes into account some of the following: Stamp Duty payable, Lenders Mortgage Insurance, Mortgage Preparation Documents and your Solicitor Costs.
Home Loan Comparison Calculator
The Comparison Calculator compares two different loans taking into account the rate, number of years and any monthly fees associated to the loan. (It should be noted that if comparing a loan with yearly fees, simply divide the fee by 12 and use that amount as the monthly amount).
Mortgage Offset Repayment Calculator
Provides a snapshot of the effect when monies sit in an offset account. The calculator also shows how much interest is saved over a the term of the loan.
Lump Sum Repayment Calculator
The Lumpsum Repayment Calculator will provide you with a snap shot of the effects when a once off lump sum payment is made to your home loan.
Lenders Mortgage Insurance Calculator
Our Lenders Mortgage Insurance (LMI) Calculator will provide you with an indication of how much it will cost you to secure a loan above 80% loan to value ratio for regulated and non regulated loans. It will also provide you with your costs when it comes to securing a low Doc or Asset Lend loan. You will also find that First Home Owners are still required to pay Lenders Mortgage Insurance and those discounts are also listed for you.
Investment Gearing Calculator
This is a great tool for our property investors. The Investment Gearing Calculator provides you with an indication of whether a property purchase will be (or is) positively or negatively geared. This calculator takes into account your gross income, agents expenses, property expenses and crucially the interest payable on the Home Loan per annum. We always recommend that the appropriate tax advise is sort prior to any Investment Property Purchase.