I want to know that I am able to get a loan and have access to funds before I go looking for my dream home so that I can negotiate with confidence and can also be realistic with my pricing options. Can I apply for a loan before I’ve found a suitable property?
In most cases, yes.
We can arrange pre-approval for most of our loan products, but we normally require a general overview of the type, location, size and price range of the property you intend to buy. Please refer to the individual loan product information pages for more details on whether pre-approvals are available.