Top 10 tips for taking out a home loan

Top 10 tips for taking out a home loan

Taking out a home loan will be one of the biggest financial decisions you make in your life one which you should always approach with caution and ensure you are well informed.  The following is ten key points you should take into consideration when looking to borrow for your new … Read More

Choose PCL Money for your Vehicle/ Equipment Finance Needs


Car loans as low as 5.65% We’ve done the research you’ll save the money. As a Broker we specialise if matching your needs to the best deal available.  We get paid when your loan gets approved. We work with you to navigate through the application process and obtain a loan.  … Read More

Explore your Insurance Options

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Fixed Versus Variable

Fixed Versus Variable

The RBA’s decision to leave rates on hold after Melbourne Cup Day, may have signaled the end of the rate reduction cycle. Is now the time to look at fixing my home loan? In the minutes from the RBA’s November meeting while determining to leave rates on hold, it did … Read More

Dare to Compare


When was the last time you reviewed your current home loans rate and compared it against what is currently available on the market? Despite Interest Rates currently being at historically low levels, according to the Australian Bureau of Statistics only a very small portion of borrowers are actively renegotiating their … Read More

Self Managed Superannuation Funds (SMSF)

bank-better-home-loan Feture

Self Managed Super Funds (SMSF) are the fastest growing segment in the Superannuation industry.  With SMSFs now able to borrow to purchase residential investment property, new opportunities present themselves to investors. Illawarra Home Loans Pty Limited has the ideal funding options for SMSFs wanting to purchase a residential investment property … Read More

Are These Basic Inclusions Missing From Your House and Land Package?

house and land package inclusions

Building a home is a great way to get a home that has all of your families needs covered whilst also looking to the future with energy efficient systems and a modern design. House and land packages can also look like a very cost effective deal but you really have … Read More

DIY Kitchen Bench Renovation For Only $250

kitchen bench faux granite

Do you have a kitchen in need of a facelift but don’t have the budget to do a complete refit? Perhaps you are looking to renovate your investment property and don’t want to overcapitalise? If you have a kitchen featuring benches with bright or busy colours it can really date … Read More

Confused About Refinancing? We’ve Dispelled The Myths

Confused young man

Despite the abundance and proliferation of free mortgage information, many borrowers still fall victim to the biggest refinancing myth of all: if you refinance, you’ll be better off financially. The truth is, to be better off financially you need to find the best product to fit your needs and this … Read More

How To Get Your Home Loan Application Approved – Every Time

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