The terms and conditions of a loan may be just as important to certain borrowers as the interest rate.


When looking for home loan that offers the best interest rate, many people will enlist the services of a mortgage broker. However, obtaining a loan with a better interest rate is only one side of the story. The terms and conditions that go with the loan can also be very … Read More

More people are turning to finance brokers in the wake of the royal commission.


The Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry has just concluded its hearings. One result of the Royal Commission has been that the reputation of some major banks and their brands have been severely tarnished in the eyes of the public. Evidence showing misleading conduct and … Read More

Real life ‘Mum and Dad’ customers we can help


This is Derek, a real life solo dad who achieved his goal with an alternative lending solution. Derek, father of two, was recently separated. It was an emotional time and he missed two mortgage repayments as finances took a bit of a back seat. When he got back on track … Read More

What does the term ‘exit strategy’ mean in the finance industry?


We often hear about young home buyers having difficulty getting finance to buy their first home and get into the housing market. But what about older people who are trying to get a home loan? Approximately 15% of people in Australia are aged 65 and older, according to the Bureau … Read More

Real life self-employed customers we can help


This is Dave, a real life borrower who achieved his goal with an alternative home loan solution. Having worked hard to get his business humming, Dave was now in a position to buy his own place. But he hadn’t finalised his tax returns with his accountant so his bank said … Read More

Real life self-employed customers we can help


This is Elsa, a real life borrower who achieved her goal with an alternative home loan solution. Elsa had worked really hard to get her personal training business up and running. Things were going well and she was feeling ready to buy her own place. But because she’d only been … Read More

Are you paying too much for your business finance or home mortgage?

paying tto much

In Australia we have a competitive finance industry and have a rich variety of finance deals available from many different lenders. Are you confident that you have found the best loan deal on the market? You could well be paying more than you need to for your business or home … Read More

The Reserve Bank has kept its hold of interest rates at 1.5 per cent


The RBA has decided to keep interest rates at record low for the 25th consecutive month. It stated that it is not concerned by rising home loan rates. “Some lenders have increased mortgage rates by small amounts, although the average mortgage rate paid is lower than a year ago” The … Read More

What are the advantages of using a Mortgage Broker?


It can be an difficult process trying to find a loan with a competitive rate and conditions that best suit your needs. With so many  lenders in the industry and different loan offerings it is hard to be sure that  you are getting the best deal available that fits your … Read More

Mortgage Brokers increase competition and choice, driving lower interest rates


A Deloitte Access Economics report released 24 July, 2018 has found that mortgage brokers drive more competitive mortgage pricing, provide valuable services and greater choice for consumers. The average mortgage broker has access to 34 different home loan lenders, and of these they use an average of 10 lenders to … Read More

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