Home Loans

Not only will you save with our Bank Beating home loan rates but you don’t need a savings or transactional account with us so you’ll save up to $10 per month in extra fees.

    Bank Beater Home Loan

    With an incredibly low 3.69% p.a. variable rate, beaten down even further by 0.05% p.a. after 5 years, the Bank Beater Home Loan keeps your mortgage repayments low for the life of the loan.

    Bank Beater Home Loan Highly Commended Smart Investor Blue Ribbon Award logo 2011

    Low 3.69% p.a. variable rate
    Bonus Rate Cut after 5 years
    Low Set up costs
    Borrow up to 90%
    FREE Online Redraw
    Offset Account

    Featured on Channel 7’s Sunrise and The Morning Show, our Bank Beater Home Loan was rated as one of the best variable rate home loans in the county on both programs.

    The Bank Beater Home Loan was also awarded as Highly Commended as a finalist for the Financial Review Smart Investor Blue Ribbon Awards 2011 for Variable Rate Home Loan.

    > Go to the Bank Beater Home Loan

    Bank Beater Fixed

    Rates from 3.87% p.a.
    Can’t decide whether you want to fix your home loan interest rate or keep it variable?

    Obligation FREE Pre-approval
    $330 Setup Costs
    Borrow up to 90%
    Save Thousands: With a rate that stays low for the life of the loan

    Get The Best Of Both Loans

    For a limited time we have a special low fixed rate for people like you who want the security of repayments that remain stable, huge savings on interest by locking in a low rate but, also having the flexibility of hedging your bets with the Bank Beater variable rate and enjoying all of the Bank Beater features.

    > Go to the Bank Beater Split Home Loan

    What Is The Rate Lock Option?

    Traditionally, the interest rate applying to fixed rate home loans is not guaranteed until settlement, however selecting a Rate Lock facility on any fixed rate home loan sees the interest rate ‘locked’ at the time of application for up to 60 days, delivering certainty and peace of mind for you and your family.

    Find out more about the Rate Lock Process here.

    Have questions about Fixed Rates or the Rate Lock?

    To help clear up any confusion and help you make an informed decision we’ve compiled the most comment facts and questions and answers for you here.

    We are more than happy to chat with you personally and answer any questions you have, simply call us on 02 4226 5555 or click here to request a call back.

    > Find out more out fixed rates and the Rate Lock