How Much Can I Borrow?


We receive many calls from customers asking “how much can I borrow?” but, the question you really need to be asking yourself is “how much can I afford to borrow?”

To work this out use the Maximum Borrowing Capacity Calculator below to see how much we may be willing to lend you. Then, put together a budget and work out what you can comfortably afford in a mortgage. This will clarify your happy middle ground of your debt levels versus your cost of living.



Maximum Borrowing Capacity Calculator

The Maximum Borrowing Capacity Calculator provides you with an indication of how much lenders are prepared to lend according to your income and liabilities. Our Maximum Borrowing Capacity Calculator is mirrored to Mortgage Insurer’s parameters making it one of the most accurate estimators in the market today.

Ready To Fast Track Your Home Loan?

If you’re ready to apply for an obligation free online pre-approval then simply complete the 3 step online application form, select a time that suits you and we’ll call you with details of your pre-approval. It’s that simple.

View all Mortgage Calculators

Disclaimer:The information provided to you in the Calculator does not constitute “personal advice” for any purpose. The Calculator is provided to you as an information service only and it should not be relied upon as a substitute for financial, home loan or other professional advice. The information does not take the investment objectives, financial situation and particular needs of any particular person into account. It is not to be construed as financial advice or a recommendation of any financial products, including home loans. Before making an investment or home loan decision on the basis of the information provided by the Calculator, you need to consider whether the information is appropriate in light of your particular investment or home loan needs.  For any further enquiries you can contact us directly and one of our customer care consultants will be more than happy to assist you.