Real life self-employed customers we can help


This is Dave, a real life borrower who achieved his goal with an alternative home loan solution.

Having worked hard to get his business humming, Dave was now in a position to buy his own place. But he hadn’t finalised his tax returns with his accountant so his bank said no to a loan.

How we could help: With an Alt Doc loan from an alternative lender, his goal of owning a home became real.

Most common solutions we can assist self-employed customers with:

Newly self-employed:

  • Minimum 6 month  ABN and GST registered (if applicable)

When last 2 years’ financials are not available

Financial declaration and one alternative document to verify income:

  • Accountant’s letter
  • 6 months’ BAS statements
  • 6 months’ business bank statements

Cash out for business purposes

  • Adverse credit
  • Paid/unpaid defaults
  • Court judgements and writs
  • Discharged bankrupt (one day)
  • ATO debts

PCL Money also regularly helps self-employed clients with:

Investment portfolios

Complex trust structuring

Companies in administration

Full Doc purchase up to 95% LVR or

Alt Doc purchase up to 85% LVR

Unlimited debt consolidation


Contact us today – ph: 02 4226 9977

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